?? ??? ????? ?? ?? ??? ??? ???? ??? ??? ??. ??? ????? ?? ??? ????? ??? ??. ??? ??????? ???? ??? ?? ???? ???? ??? ??? ??? ???? ??? ???? ???? ? ????. ??? ??? ??? ?????. ?? ??????? ??? ??? ??? ??? ??? ??? ??? ?? ?? ?? ??? ?? ?? ???? ?? ??? ???? ???? ????, ?? ??? @ ????? ???? ?????? ?? ???? ?? ?? ??? ??? ???? ???? ???? ?? ??? ???, ??????? ???? ?

In August of 1994, an unknown Monthly bill collector informed Cushman that TUC was publishing a client credit report indicating that she was delinquent on payments to these a few credit rating grantors. Cushman notified TUC that she experienced not applied for or applied the 3 charge cards in concern, and proposed that a 3rd party had fraudulently